Other options for financing your studies

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students@work – Advice on working while you study

At students@work  Saarland University students can find information, advice and resources on working part-time during their degree.

Student loans

A number of banks offer loans designed for students – the best known is the KfW student loan. These loans must be repaid with interest, which can mean that the final amount to be repaid is quite substantial. As conditions vary widely between providers, it's important to seek professional advice and compare offers carefully before applying.

KfW student loan
CHE loan comparison site
Stiftung Warentest:  Consumer advice organization compares student loans (2015)

Educational loans

Students in later semesters can apply for a low-interest education loan from the federal government. These loans are independent of income but must be repaid in full with interest.

Information from the KfW bank
Information from the Federal Office of Administration (BVA)

Income share agreements

Unlike a traditional loan, an income share agreement does not lock you into a fixed amount to pay back, as repayments are tied to your future income. Income share agreements often favour students in subjects with strong career prospects.

www.deutsche-bildung.de
www.career-concept.de