Financing your studies

University costs and student finance

How to finance your studies:

Student finance video

Other topics


BAföG allows you to study regardless of your economic situation. Students receiving BAföG get one half as a state grant and the other half as an interest-free loan. Applications for BAföG are processed by the Office of Student Financial Aid of Saarland Student Services on behalf of Saarland University.


Contact: Office of Student Financial Aid

Useful Links:


Scholarships Jobs Student loans

Some banks offer loans specifically designed for students. A student loan must be reimbursed plus interest so that it adds up to a significant amount. However, as terms and conditions of suppliers can considerably vary from one another, you are advised to consult an expert and compare different offers first.


Uselful links:

Educational loans

Students in a higher semester can take out an educational loan with the federal government. This type of financial support is a low-interest loan that you can apply for regardless of your income. However, the amount needs to be repaid in full and including interest.


Useful links:

Information by the KfW

Information by the Federal Office of Administration

Educational funds

Students that are granted an educational fund do not bare a fixed debt burden. The repayment depends on their future income. This is why educational funds are mainly granted to students studying a subject with promising career options.


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Social funds and emergency funds

In hardship cases students of Saarland University can receive financial support from various funds. The allocation and respective conditions depend on each individual case.


AStA presentation on student finance

Emergency funds Saarland Student Services

Social funds Saarland Student Services